Just because you own one of Americas premier luxury makes doesnt mean you must pay a mint for car insurance. True, Cadillacs are not cheap cars but you shouldnt have to pay a premium for your Cadillac car insurance. Are you in the market for better insurance coverage for your Cadillac? Do you want information that could save you hundreds of dollars per year on your "Cadillac car insurance" ? If you answered yes to either question then please read on as I have important information that can result in big savings for you.Over the past decade, the Cadillac line up has been overhauled to compete much more effectively against foreign luxury brands. No longer simply Lincolns chief competitor, Cadillacs are routinely mentioned in the same breath as Mercedes, Lexus, and BMW when comparing global luxury brands. Like the foreign brands, insuring a Cadillac can be an expensive proposition. However, just because you can afford a Cadillac doesnt mean you want or should have to pay the highest Cadillac car insurance rates going. With a little research, you can come across sizable Cadillac car insurance savings.Depending on the age of your Cadillac and the coverage that you seek as well as the coverage required by your state, your insurance rates can vary drastically. In addition, there are some other things which can determine what you will ultimately pay:Your ageYour personal healthYour driving recordYour addressYour deductiblesYour Cadillacs ageYour annual miles drivenand more!When purchasing Cadillac car insurance there are various insurance elements that comprise the entire insurance policy including:Liability insurance This element protects you in the event that you have an accident, specifically if you damage property or hurt someone else in the accident. The more coverage you have, the better you are protected against legal claims that could arise against you.Collision insurance If your Cadillac gets damaged, do you have insurance to cover repairs? Any vehicle with a value of $3000 or more should have collision insurance. You are required to have this type of coverage if your car is being financed through a financing company.Comprehensive insurance This insurance element protects you in the event of some other loss including theft, wind damage, vandalism, etc.Other parts of the insurance puzzle include insurance against an underinsured or uninsured motorist as well as medical insurance in the event you lose work, etc. Of course, you must determine what insurance works best for you. The key to all insurance is for you to reduce your risk, so dont skimp on coverage.Finding cost effective Cadillac car insurance can be done by calling various agencies for a price quote or, if you are pressed for time and want to see multiple quotes at once, by visiting an online car insurance quote company such as Insure.com which can turn up the information that you need. Should you go with the company that has the lowest rates? That is usually advisable, but only if they can also provide the agent assistance you need when you need it. You can obtain that information by visiting a consumer satisfaction site discussing insurance companies, contacting your states consumers affairs department, or by asking friends who are satisfied customers of the car insurance company that interests you. Yes, affordable Cadillac car insurance is a possibility. Do a little online research and you could turn up some big savings.
Retro styled vehicles are all the rage today and Volkswagens New Beetle was one of the first of many of these types of cars to show up on the market. Given VWs long running popularity, other long since retired models are certainly worthy of being copied, dont you agree? The Karmann Ghia, the Thing, and the Scirocco are a few that come to mind, however they arent the ones slated for a comeback. Yes, VWs famous Bus or Microbus is scheduled to return, to the delight of aging hippies everywhere.Okay, first a quick test. Can you name some of the recent retro vehicles to hit North American highways lately? Besides the Volkswagens New Beetle, here are a few:
Did you know that you can substantially save a lot of money simply by doing a quick 10-20 minute checkup on your car each week? In this article, I will give you the information you need properly maintain your car and saving money that would otherwise be spent on expensive repairs.My first advice to you is that you need to read and understand your Owners Manual for each car that you own. Next, follow the tips below and inspect your car on a weekly basis (should take no more than 10-20 minutes). - If you can get someone to help you just for minute or two then get them to watch your lights and turn signals to make sure they are all working properly.- Look at your tires and make sure that they look good without cracks or cuts. You need also to check the air pressure in each tire with a gauge. The tire will have a psi pressure on it and it will also be printed in your manual. Tire pressure is very important to the control of the vehicle.- Look at your belts and hoses for cracks and tears and replace as needed. Also check your hoses for any leaks.- Check the oil in your engine with the vehicle "not running". Pull out the stick and wipe it off then replace the stick in the engine and then pull it out again and check the level. Add proper oil if needed and be sure to change your oil and filter every 3000 miles.- Look under your car and look for any fluid leaks. Fluid leaks are the most common failure of vehicles. The vehicle needs all of its fluids and when it leaks the leaking part can fail at great expense. - Check your battery. Your battery will have two flat covers on the top. Pull each cover off and check to make sure there is enough water in each cell. Put distilled water in batteries. Also check the connections and if they are corroded you will need to take them off and clean them with a wire brush. - Check your brakes. The brake master cylinder is normally mounted on the fire wall just on front of the driver. It has a flat cap on it and it just pops off. Make sure that your brake fluid is kept full and if you keep having to add fluid you need to check for a leak in the brake system. This is very important as a brake failure can get you killed. - Check your power steering. The power steering unit will be located on the front of the engine and it normally has a screw on cap that has a short stick gauge attached to it. The power steering unit is a closed system and you want to be very careful not to over fill the unit. If you have a power steering failure the vehicle will be hard to steer and control.- If you vehicle has a transmission stick pull it out and wipe it off. Replace it in the transmission and then pull it out and check the level and condition. The fluid should be red in color and full on the stick. You should have your transmission filter and fluid changed about every 30,000 miles unless you live in a very hot or very cold climate. If you live in a harsh climate you need to change your fluid and filter at least once a year.Note that you should be careful to keep your hands and any foreign objects away from the fan and the belts while the engine is running. It is best to have a professional car technician help you out if you are doing this for the first time.By following the above tips and advice, you can quickly and easily inspect your car each week and save a lot of money by having a longer-lasting, more durable car!
You can give your car to charity and deduct the gross proceeds from the sale if the proceeds are for more than $500.If the claimed value of the donated motor vehicle, boat or plane exceeds $500 and the item is sold by the charitable organization, the taxpayer's claimed value is limited to the gross proceeds from the sale. The charitable organization must notify the donor within 30 days of the sale of the amount of the gross proceeds. However, if the charity adds improvements to the vehicle, the charity must notify the donor within 30 days of the contribution. If the charity betters the vehicle then the donor may deduct the vehicles market value. Actually, it is much better if the Taxpayer can deduct the vehicle's market value, because there normally is quite a gap between perceived market value and actual proceeds, and this difference can literally be thousands of dollars.One car donation center states that it has processed over 500,000 car donations since 1992, which adds up to about 30,000 cars a year.Did you know that you can also donate boats and RV's?So if aunt Dora dies, and leaves her jalopy in the driveway then maybe this is an attractive way to get rid of the car especially since it does not start anyway.But wait! It is not that easy.Where is the Title to the car? Not in the glove compartment? You may have a problem.You may also have a problem if the title is joint, say Aunt Dora and Uncle Nick.If Aunt Dora died and UncleNick is still alive there will be all kinds of problems.How about vehicle emission controls, was the car equipped with them, were they disabled?When you make a charity car donation: You get free vehicle pick-up whether your car to donate is running or not. In some cases the company will actually put a new battery in the car to get it running again.You avoid confusing Department of Motor Vehicles paperwork or Smog hassles.How it works:Call a reliable Vehicle Donation company. They'll take your information over the telephone, they'll handle all the DMV documents, they'll pick up your vehicle , arrange an auction sale and distribute the proceeds to the charity. If your donated vehicle/vessel sells for under $500 the receipt you receive at the time the vehicle is picked up is all you need for filing your taxes. The actual net proceeds of a donated car seem to range around the $400 figureIn all cases, a charity car donation is sold to the highest bidder by a well-established charity vehicle auction. You must have a certificate of title.Some companies will also guarantee that if your donated car gets a ticket after your donation date, they'll take care of the ticket for you and they zealously will fight it so you don't have to worry about it.The reason cars are sold by public auction is that people simply will pay more at an auction for your car than they will pay at a dealer.Also, if the car is running at the time of the auction people will pay more so it is advisable to get it to running condition when reselling it.
Well, weve all encountered some sort of problem with our cars heater, and for some reason it always happens when the weather is cold. Youre thinking oh it's cold outside, but all I have to do is walk from my home to my car. And Ill be warm and toasty in no time, but of course it doesnt always happen. But before you think about calling your mechanic you might be able to do the job yourself. Wouldnt that be great? You can save a little money and replace the heater right away. Did you check the coolant, hoses and connections and did it all look fine? That would be the case more often then not. So whats the problem? Its likely that your Ford heater core has died. But if you go to your Ford dealer and ask for the price of a replacement heater core, the price can be shocking. Fortunately for us, its not too hard to change it yourself. For many cars, a heater core can be pulled out of the dash or check under the hood next to the firewall, once you locate it just take it out and replace it with a new one. If you buy the part off the internet or someplace else, it can save you even more money, instead of making the purchase at your dealership. For the most part, you can find any core heater for any type of vehicle you have on the internet. It can save you bundles. So you dont have to wait until spring roles around and you dont have to think about the problem for a few months. There is no excuse for not replacing your core heater. You can replace it for a lot less yourself. There is no reason to be cold while youre driving in your car this winter.